4 Things To Remember After a Partial Loss Fire
As a business owner, you are required to file a partial loss insurance claim if a fire has damaged your Woburn, MA property but has not caused total fire loss. These claims can become confusing, especially when having to explain to insurers how your property is no longer the same. Therefore, it is crucial to know how to handle them for the full recovery of your belongings. Here are four things to keep in mind as your recover from a partial loss fire.
1. Search for hidden damage. There could be a significant amount of smoke damage to your building after a fire. Checking for ashes and adequate air quality is vital to the safety of you and your employees. There is also the possibility of water damage if the fire department used a hose to douse the flames. Along with water damage comes the need to check for mold, which can be a hazard as well.
2. Check for proper cleaning methods. No one knows your commercial property better than you do, so conducting a thorough examination of your own is essential when trusting other people with repairs. Even with the help of certified professionals, small details can go overlooked. Remember that, as the owner of the insured property, you are entitled to a complete fire restoration cleaning.
3. Treat your adjusters well. Insurance adjusters are often overworked and underpaid for the work that they do. Cleaning up the aftermath of a fire loss is the task of a hero, but these laborers often go unnoticed. Therefore, it is important to prevent delays. One way of doing so is by encouraging the workers with snacks or thank you cards.
4. Fortify the reproduction of your property. Adjustments should not only fix what was damaged but should also fix other elements to guarantee uniformity. Uniformity means that if one carpet got switched due to water damage, the other carpets should ideally get switched as well.
Even a partial fire loss is difficult. Remembering these four tips will make the adjustment process a lot easier as you work toward total restoration of the property.